There are security features that cashiers at a financial institution will need to know in order to cash United States Treasury Checks. This information is called the US Treasury Check Verification process. In order for the US Treasury check to be verified the financial institution needs to have a valid routing number, check number and check amount. Cashiers need to be aware that if an individual presents their treasury check for payment it cannot be older than 13 months. The financial institution where an old treasury check is presented should not be cashed, because they are no long valid after one year. In cases like these the financial institution should inform the person that the check cannot be cashed and that they should contact the agency who issued the check for directives on what to do. The US Treasury Check Verification Application was organized to help detect fraud.
Most checks will carry an anti-counterfeit seal that is unique. Just because certain checks may not carry a unique seal does not mean that they may necessarily be counterfeit. If the financial institution has gone through a verification application and there is no record found that the check was actually issued does not mean that the check is counterfeit. There are security features to every check presented for payment, including a US Treasury Check. While most treasury checks are signed by an automated process it is not unusual for some to carry a human signature.
United States Treasury Check Verification application will ask for a variety of security measures that is put on all United States Treasury Checks. The US Treasury has spared no expense in their seven check security measures through the United States Treasury Check Verification application process.
1.Bleeding ink: all checks contain the United States Treasury seal this is printed in ink that will turn reddish when moisture is applied to the otherwise black ink.
2. Watermark: All US Treasury checks have a watermarked paper. If one holds this up to the light this watermark seal reading, U.S. Treasury can be read from the front and back of the check. Suspect counterfeit checks if it has no watermark or the watermark is visible without light.
3.Check endorsement line: contains USAUSAUSA.
4.Micro printing: The US Treasury Department also has added micro printing to each check. To the naked eye this may look like a straight line, however when this line is used under magnification, printing becomes very visible. When checks are counterfeited this micro printing cannot be copied and turns out like a straight line, or a lot of dots, even under a microscope.
5.Date and Amount: the more recent US Treasury Checks do not carry white boxes around the date and amount, but there still are some checks in the public that may still have these white fields.
6.Signature Block: Secure seal with encoded information in a specific pattern. Some checks have this and other may not. Because they do not does not mean the check is counterfeit.
7.Ultraviolet Overprinting: these printing shows up when a black light is applied, and this feature cannot be copied.